Financing Programs
Simple, transparent options
• Promotional APR plans starting as low as 0% for 6–12 months on approved credit.
• Fixed APR plans from 9.99%–17.99% with terms up to 120 months.
• No prepayment penalties and quick, soft-credit pre-qualification.
Who it’s for
• Homeowners in the Dallas–Fort Worth area seeking HVAC or ductless minisplit upgrades.
• Projects from $1,000 to $20,000+ including installation.
What you’ll need
• Government-issued ID, estimated project amount, and basic income info.
Want a recommendation for your situation? We’ll match a plan to your budget.
• Promotional APR plans starting as low as 0% for 6–12 months on approved credit.
• Fixed APR plans from 9.99%–17.99% with terms up to 120 months.
• No prepayment penalties and quick, soft-credit pre-qualification.
Who it’s for
• Homeowners in the Dallas–Fort Worth area seeking HVAC or ductless minisplit upgrades.
• Projects from $1,000 to $20,000+ including installation.
What you’ll need
• Government-issued ID, estimated project amount, and basic income info.
Want a recommendation for your situation? We’ll match a plan to your budget.
Sample Monthly Payments
Realistic examples to help you plan
1) Single-zone minisplit install
Project estimate: $2,800 installed.
36 months at 13.99% APR ≈ $95/mo.
Great for a bedroom, office, or garage conversion.
2) Gas furnace replacement
Project estimate: $3,900 installed.
60 months at 11.99% APR ≈ $87/mo.
Reliable comfort and improved efficiency.
3) Full HVAC system (3 ton, 16 SEER2)
Project estimate: $8,900 installed.
120 months at 9.99% APR ≈ $116/mo.
Whole‑home upgrade with warranty support.
Examples are estimates only and not an offer of credit. Your rate, term, and payment depend on credit approval and project details.
1) Single-zone minisplit install
Project estimate: $2,800 installed.
36 months at 13.99% APR ≈ $95/mo.
Great for a bedroom, office, or garage conversion.
2) Gas furnace replacement
Project estimate: $3,900 installed.
60 months at 11.99% APR ≈ $87/mo.
Reliable comfort and improved efficiency.
3) Full HVAC system (3 ton, 16 SEER2)
Project estimate: $8,900 installed.
120 months at 9.99% APR ≈ $116/mo.
Whole‑home upgrade with warranty support.
Examples are estimates only and not an offer of credit. Your rate, term, and payment depend on credit approval and project details.
Rebates & Incentives
Stack savings with rebates
Utility rebates (DFW)
Many North Texas utilities offer seasonal HVAC and ductless rebates for qualifying high‑efficiency equipment. Availability and amounts vary.
Manufacturer promotions
Brands like Daikin, Mitsubishi, Trane, and more periodically offer cash‑back or bundled promos. We’ll help you capture current offers at install time.
Federal tax credits
Eligible heat pumps, central AC, and furnaces may qualify for federal credits under current energy programs. Save your invoice and model info for tax filing.
We’ll verify eligibility, file paperwork when possible, and provide documentation so you don’t miss savings.
Utility rebates (DFW)
Many North Texas utilities offer seasonal HVAC and ductless rebates for qualifying high‑efficiency equipment. Availability and amounts vary.
Manufacturer promotions
Brands like Daikin, Mitsubishi, Trane, and more periodically offer cash‑back or bundled promos. We’ll help you capture current offers at install time.
Federal tax credits
Eligible heat pumps, central AC, and furnaces may qualify for federal credits under current energy programs. Save your invoice and model info for tax filing.
We’ll verify eligibility, file paperwork when possible, and provide documentation so you don’t miss savings.
How to Apply
- Get your estimate. We’ll size the right system and provide a detailed quote.
- Choose a financing plan. Pick promotional or fixed APR based on your goals.
- Apply online. Quick, secure application with instant decisions in most cases.
- Schedule installation. We coordinate equipment, permits, and install date.
- Activate rebates. We guide paperwork and documentation so you claim savings.
Financing FAQs
Do I need perfect credit?
No. We work with a range of credit profiles; offers depend on approval criteria.
Can I pay off early?
Yes. There are no penalties for early payoff on our financing plans.
Is a down payment required?
Often not, but it can lower your monthly payment. We’ll outline both options.
How long does approval take?
Many applications return a decision within minutes.
Can I use financing with rebates?
Absolutely. Financing covers your project now; rebates and credits reduce your net cost.
No. We work with a range of credit profiles; offers depend on approval criteria.
Can I pay off early?
Yes. There are no penalties for early payoff on our financing plans.
Is a down payment required?
Often not, but it can lower your monthly payment. We’ll outline both options.
How long does approval take?
Many applications return a decision within minutes.
Can I use financing with rebates?
Absolutely. Financing covers your project now; rebates and credits reduce your net cost.
Get Financing Help
Prefer to talk it through? Our finance specialist can walk you through plans, payments, and rebate eligibility in a few minutes.
Call: +1 972-642-9554
Email: icareairrepair@gmail.com
Or send a quick note and we’ll call you back to discuss options.
Call: +1 972-642-9554
Email: icareairrepair@gmail.com
Or send a quick note and we’ll call you back to discuss options.
